Earn revenue share and get Banking as a Service at an attractive price
Our competitive pricing is simple and transparent. Streamlined contracting allows you to get to market quickly - so you can start earning interchange and other types of revenue.
Pricing plan for building and alpha testing
Free
Build and test money movement and debit cards - with real money and a real bank - in our t-minus10 live testing environment
Pricing plans for launching and scaling FinTech apps and embedded banking products in market
Monthly rate per end customer*
Includes the products you need to:
- Build banking for your customers
- Let your customers move money
- Launch a debit card program
- Manage risk and compliance
Usage-based à la carte
Choose from everything listed under per-customer pricing, plus:
- Synctera Line of Credit
- Synctera Smart Charge Card
- Synctera Wires
The fine print
Synctera also charges an implementation fee, platform fee, and monthly minimum fee.
Already have a vendor for KYC, account verification, or something else? Easily incorporate it into your Synctera solution.
*For commercial card programs, end customer is defined as the cardholder, not the business.
With Synctera, you make money from interchange on your debit card or charge card program
Interchange revenue share for these plans
When you use Synctera's APIs to issue debit cards or charge cards, you will receive a share of the interchange revenue generated by that card program
The remainder of the interchange revenue helps compensate your bank partner
Note that interchange doesn't have to be your only source of revenue - you may also charge fees directly to your customers or pursue other monetization strategies
What you receive for free
Developer tools
Our guided developer workspace and t-minus10 live testing environment are free for everyone
Synctera Starter Apps are free for clients
Compliance resources
Templates for compliance policies, procedures, and discloses are free for clients
Our Ground Control program for compliance and operational support is free for clients for the first six months
Synctera Anti-Money Laundering is free for clients
The Synctera Console
Synctera Insights dashboards and reports give you the data you need to manage your FinTech app or embedded banking product
Synctera Cases for seamless workflow management and easy collaboration
Synctera Reconciliation is free for clients
Email and chat support
Hands on support via email and Slack
World-class documentation
Comprehensive knowledge base
Easy contracting
One easy contract gets you everything you need to launch a FinTech app or embedded banking product
Synctera APIs
Sourcing these services from individual vendors can be time-consuming and result in multiple implementation fees and minimums
We source a number of our services from best-in-class third parties, and pass the savings we negotiate on to you
Sponsor bank partner
We help you partner with a chartered, regulated sponsor bank to power your customers' bank accounts and money movement
This saves you the time and expense of finding and contracting with a compatible sponsor bank partner
Compliance and operational support
Our Ground Control program provides banking and compliance operational support so you can get to market fast while meeting compliance requirements
This program is free for the first six months
Great banking products get built and scaled on Synctera’s end-to-end platform
Create an account to explore our Console and start building
