Modern financial products require a modern BaaS platform
Our Banking as a Service (BaaS) platform is purpose-built from the ground up to be the efficient engine that powers whatever financial products or services you can dream up. It’s flexible, easy to connect to, and infinitely scalable.

Why build with Synctera's BaaS platform
One stop shop for building banking
Get everything you need to build, launch and scale a banking product in one easy contract
Infinite scalability
With Synctera, you're not locked into your partner bank's core system, so you can easily partner with additional banks as you scale
A single set of modern, flexible APIs
Build banking products
With Synctera, use one set of APIs to access all of the services you need to build safe, compliant embedded banking products and FinTech apps. Integration is fast and easy.
Access best-in-class services
Many of our services are provided by best-in-class providers. With Synctera, there is no need to contract and integrate with multiple vendors, or manage entity resolution across different vendors' customer IDs.










Easily bring your use case to life

Flexible API resources
Our APIs have multiple resources, resource types, and domains. This gives you lots of flexibility in how you define relationships among these resources, allowing you to bring your use case to life.

Decoupled ledger = more use cases
Our ledger can accommodate custom account structures, flows, and relationships - whatever you require, now and in the future.
Account templates
We offer templates to help you easily build and define the behaviors of checking and savings accounts for your customers.
Synctera Starter Apps
Quickly build beautiful, intuitive mobile banking experiences

Use our white label app codebase to build end-to-end mobile banking experiences for your customers
Full-featured; works out-of-the-box with the Synctera platform
Synctera can help you add integrations and other customizations
Free perpetual license for contracted Synctera customers
Tools to manage your business - and your sponsor bank partnership
The Synctera Console
A powerful user interface for managing your banking product
View and manage customers, accounts, cards, transactions, and more
Manage roles and permissions for your team
Accessible by your sponsor bank as well, to help ensure proper oversight and compliance

Synctera Cases
Easy, seamless workflow management
Full-featured case management system streamlines risk and compliance, marketing and disclosures, customer service, and administration
Notifications, automated workflows, configurable assignments, and role-specific views and permissions reduce manual work and human error
A full history is saved for each case, making audits easier
Enables easy collaboration with Synctera and your bank partner

Synctera Insights
Comprehensive dashboards and reports
Monitor the overall health of your banking product
Track key compliance metrics, including ACH return rates, anti-money laundering cases, dispute cases, 314(a) searches, KYC rejections, and more
Includes both out-of-the-box and fully customizable reporting

A secure BaaS platform
Synctera understands that data security and integrity are of the utmost importance to our clients. Synctera has been independently audited by trusted external partners, including SOC 2, Type II attestation and PCI-DSS certification, both gathered in Q4 2021. Synctera continues to invest in certifications, attestations, and validations and has a continued commitment to these areas of independent validations.
Explore more
Use cases
See what innovative FinTech or embedded banking product you can build with Synctera
Solutions for enterprises
Learn what established companies are building with Synctera
Solutions for startups
Discover what the latest generation of innovators are creating with Synctera
Great FinTech apps get built and scaled on Synctera’s end-to-end platform

