February 2026 Product Update

In February, our product and engineering team released updates that power new banking and card use cases, while also providing the reporting necessary to manage risk and compliance.

These updates include:

• Enhancements to Synctera’s suite of white-label Card Widgets
• New pre-built risk & compliance dashboards
• New spend control functionality

Let’s dive in!

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Enhancing Synctera’s Suite of White-Label Card Widgets

When a company launches a new card product, keeping their brand and center throughout the entire user experience of activating and using the card. To enable our customers to easily embed a compliant, frictionless, and branded card user experience, Synctera provides a set of customizable white-label widgets. Synctera’s card widgets are all PCI-compliant and do not require our customers to receive PCI certification.

This month Synctera has upgraded its suite of card widgets by launching a new Reveal Card Widget, which allows our customers to display card information to end-users within their platform. Additionally, we’ve made enhancements to the developer experience and customization options for our other widgets, Activate Card and Set PIN.

Together these widgets provide much of the building blocks needed when building out the user experience of a card program. Learn more about Synctera’s suite of white-label card widgets here. 

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New Risk & Compliance Dashboards Available in Synctera Insights

Synctera’s data team recently launched new pre-built dashboards in Synctera Insights that allow our customers and bank partners to quickly access key metrics related to the risk profile of the program. These new dashboards include:

• Alert Volume Dashboard: a view of how many alerts have been triggered over time, broken out by the type of alert (AML, fraud, KYC/KYB, etc) and the program.
• Average Transaction Value Analysis: a snapshot of the average transaction value and number of transactions per customer. This report includes the data throughout the lifetime of the program as well as trends over time.
• Transaction Activity Report: a summarized view of total money movement in the program over time including transaction growth data and net transaction amounts.
• Transaction Jurisdiction Analysis: for programs with customers or transactions outside of the US, the report breaks down program activity by region, enabling banks and FinTechs to understand the geographical makeup of their user base and where transactions are conducted.

All of the reports in Synctera Insights can be easily filtered by FinTech program and date range, providing our customers and bank partners with in-depth reporting of all program activity. 

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Launching new spend control functionality

Setting spend control rules allows companies building banking and card products to set limits to how much money can be moved into or out of an end-user’s account in any given period of time. These controls are commonly used to restrict fraudulent activity.

Synctera just expanded the types of spend controls our customers can set by adding:

1. A transaction count spend control, which limits the number of transactions an account can conduct in a given time period (ex: limit of five transactions per month)
2. A “forever” time range for spend controls, so that FinTechs can set a specific spend control that applies throughout the entire lifecycle of the account

These new spend control features enable our customers to mitigate risk and fraudulent activity by building spend controls tailored to the expected (or unexpected) behavior of their end-users. Our customers can implement spend controls via the Synctera APIs or by setting them up within the Synctera Console, which is shown below.