FINTECHS

Banking-as-a-Service on your terms

Our marketplace approach helps expand the supply of prospective banks to compete for your business, while our FinTech-as-a-Service platform allows you to choose the tools and services you need to minimize risk, remain compliant and increase operational efficiency.

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Focus on
what you do best

It’s never been a better time to be a FinTech. As an expert in innovation and user experience, you’re looking to accelerate customer acquisition and gain market share, but you need access to a banking license to operate in the U.S.

There are too many FinTechs that need access to a sponsor bank and too few sponsor banks with which to partner, leading to a lack of pricing transparency and less than favourable pricing terms. We’re here to help change that.

The challenge with bank/FinTech partnerships

FinTechs typically face several roadblocks when partnering with community banks. It can take 12 to 18 months and multi-million dollar contractual commitments just to bring a product to market. Managing and integrating multiple vendors brings with it contractual and technical complexity. You may also lack the banking infrastructure and compliance expertise needed to deal with manual processes and intricate audit requirements.

Banking-as-a-Service

What to expect with Synctera

Deep domain expertise

Our team brings decades of banking and FinTech experience to bear across go-to-market, product, engineering and compliance, as well as a proven track record of success.

Your bank matchmaker

Our marketplace model allows you to evaluate multiple options and select the best bank partner for your needs.

Speed to market

Get to market within 90 days of contract signing. Launch quickly and efficiently without regulatory or compliance setbacks. By working with us, you’ll avoid having to sign contracts with multiple vendors and simplify the bank approvals necessary for launch.

Cost-conscious solutions

With multiple banks competing for your FinTech partnership, you benefit from low implementation costs and platform fees that scale with you. We ensure solutions remain competitively priced for FinTechs of all sizes—even the latest YC graduates!

FinTech-as-a-Service

Easily integrate with banks to manage deposits, payments, lending and all other areas of asset management. Do you have an idea we haven’t considered? Our team is ready to build new APIs that align with your objectives.

Beyond flexible

Whether you’re employing a simple model or a highly sophisticated workflow, choose the services that you need and engage with any host bank.

Exceptional customer experience

Deliver amazing customer experiences with minimal end-user friction—especially regarding customer onboarding and KYC.

Best-in-class security

Gain peace of mind with predictive security analytics, AML/KYC compliant fraud management systems and automated policy enforcement.

Hands-off compliance

Don’t waste resources contending with regulations, compliance and banking operations. We streamline everything so you can focus on what you do best.

Ongoing platform enhancements

We’re continuously adding new features and functionality that our customers are looking for.

We’re solving complex problems—you probably have a few questions.
Our team looks forward to answering them.
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